Mental health therapy is a covered Medicare benefit. Most members pay little or nothing out of pocket, and we verify your coverage before your first visit.
Outpatient mental health therapy is covered under Part B, and by many Medicare Advantage plans.
With a Medigap supplement or Medicaid, most people have no added out-of-pocket cost per session.
Many commercial and employer plans cover therapy for family caregivers, too.
If you have a Medigap supplement or Medicaid, those plans typically cover the coinsurance, so there's no added out-of-pocket cost for your sessions. With traditional Medicare alone, there's a small coinsurance, about $18 per session, plus a once-a-year deductible. Either way, we verify your coverage and explain any cost to you clearly before your first visit, so there are no surprises.
You don't have to figure out your own coverage. Tell us your plan and we'll confirm exactly what's covered and what, if anything, you'll owe — before your first visit.
Read more: Does Medicare cover therapy for seniors? →
Coverage varies by plan and state. The amounts above are general estimates for traditional Medicare and are not a guarantee of your specific benefits, which we verify individually.